Does Remitly Circle really have no fees?
Completely. There are zero fees for adding, keeping, transferring, and sharing money. Your loved ones don’t pay fees either. Plus, both of you benefit from better exchange rates during currency conversion.
Why is Remitly Circle closing?
To make managing your money simpler, we’re bringing everything together in one trusted app: Remitly.
The new Remitly Wallet lets you store, send, and manage your money all in one place.
How can Remitly Circle offer me great rates and zero fees?
Remitly Circle offers a new way to manage and send money, focusing on maximizing the value of every dollar you send. Unlike traditional remittance services, Remitly Circle earns revenue through the secure management of stored funds. This allows us to waive transfer fees and offer even more competitive rates than the Remitly app. Your money is held securely as required by state regulations, giving you peace of mind while helping you save more.
What is Remitly Wallet?
Remitly Wallet is a secure account within the Remitly app that helps you stay ready for every transfer, simply, securely, and always with Remitly’s best rates.
- Add and hold funds in USD to keep money safe and ready to send with our best rates. Stay prepared for family support, future goals, or life’s surprises.
- Send money instantly from your balance when the time is right, so transfers arrive quickly and reliably.
- Spend globally with the Remitly debit card and enjoy no foreign transaction fees when you use your wallet balance online, in stores, at home, or abroad.*
- Keep more of what’s yours with no monthly fees, no minimum balance requirements, and no fees to add money.
- Trust the app millions rely on for secure, on-time transfers. Remitly Wallet is built right into the Remitly app, offering the same reliability, protection, and peace of mind you already know.
*Banking services and the Remitly Debit Card are provided by Lead Bank. The Remitly Debit Card is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. Fees may apply. Remitly, Inc. is a licensed money transmitter, not a bank. See Terms and Cardholder Agreement for further details.
What do I need to get started?
Simply sign in with your existing Remitly login details. When you want to send money or invite someone to a shared account, you can select from your frequent Remitly recipients and use the available payment methods already in place.
What’s happening to the Remitly Circle app?
The Remitly Circle app will be permanently removed from the App Store and Google Play after December 14, 2025, and will no longer be available to download or reinstall. All Remitly Circle services will also end on this date.
How does Remitly Circle expand my regular Remitly experience?
Remitly Circle goes beyond sending money home. For the first time, you can open a global account with a balance in USD–and you can have up to 5 accounts. You can choose to share any of the accounts with loved ones or keep them all for yourself.
Who can I contact for help?
If you have questions or need support, please visit our Help Center for step-by-step guidance.
What’s the difference between “Send” and “Share”?
“Send” is your classic transfer. You can send money home using any available delivery option.
“Share” is the new way to send money. Simply open an account in Remitly Circle and share it with your loved ones. Any money you add to the account becomes instantly available to them as soon as you’ve added it, ready to withdraw whenever they need it—even while you sleep.
What if I still have money in my Circle account?
If you haven’t opened your Remitly Wallet yet, your money is still safe. You can open your wallet to move your balance, or you can request a refund at any time through our Customer Support team. You can also request your Circle transaction history from the past 24 months by contacting Customer Support.
Can I send money to myself?
Absolutely. You can open a Remitly Circle account to store money for yourself and transfer any amount, at any time from your Remitly Circle account to your bank account, digital wallet or a cash pickup location back home, completely fee-free.
What’s the benefit of a USD balance?
When your account balance is in US dollars, you are better able to protect your money from local currency fluctuations and ensure your money remains strong, all with zero fees. Your account balance remains in USD until you decide to transfer money out, at which point you can easily exchange it to other currencies, and at even better rates than in the Remitly app.
What do my loved ones get when I share an account?
When you share an account, your loved ones can keep a balance in USD as well within the same app. They can withdraw money and convert it into local currency at better rates and with zero fees, whenever and however they see fit. This can all be done directly from Remitly Circle without any additional information from you.
What access does someone get when I share an account with them?
You can share an account with complete confidence. The person you share an account with can only access that specific shared account and withdraw the money you choose to share with them. They won't be able to view the activities in your other Remitly Circle accounts. This ensures your privacy and control over your finances.
Do family members need any documentation to use a shared account?
No. If it’s someone who lives outside the United States, and they are joining a shared account as an authorized account member, we'll ask them to verify their email address, phone, name, address, and date of birth.
In which countries is Remitly Circle available?
The app is available in the U.S. for sending money to the Philippines, India, Mexico, and Colombia. It can also be downloaded in the Philippines and India. More countries will be added soon.